I'm broke. My job sucks, and is sucking my will to live. I'm searching for a new one, but in the meantime I'm behind on well, everything. You name it, it's late. Including my promised raise! ISN'T THAT NICE?
So sometimes I contemplate getting a Personal Loan but I have terrible terrible credit (which of course is getting worse by the day) and if I don't get a new job I won't be able to pay it back. Even though you can get Unsecured Personal Loans without collateral, I would still like to imagine that someday I'll be able to pay off all my debt, and it would be very irresponsible of me to get a loan that I couldn't pay off.
My needs aren't that great, I guess I could just cut down on food. Luckily I don't drive so I don't need to buy gas or worry about Car Loans. I just have the basic problems: mortgage, utilities, food.... Thank god I don't have children to worry about! Or a major illness! (*knocks on wood*) Then I wouldn't be question if I should get a loan, I'd be wondering which one.
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