Wake up Call

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So I was thinking about Credit Cards and decided to search for one at CardHub on the off chance that my credit rating was hiding some fantastic rehabilitation method, even though as you already know I have terrible credit.  I found some that I could apply for, but thinking it over, I decided against it.  I'm sure you could find one, but man oh man credit cards are not the way to go for people with bad credit.

Of course, I actually read the terms and conditions on the ones I was thinking about - CardHub very nicely puts links and summaries of each card right there for you, and they make it very easy to search by credit rating.  I know that most people with bad credit are just dumb, and wouldn't actually read the fine print (two of the cards charge you for every credit increase - so after you pay on time over and over, and get your credit fixed, you get to PAY THEM $25 to get an increase on your credit limit) and the dumb people would just fall right into the horrible trap of these horrible cards.  I think I'll just continue to use my bank card, and sigh over my wasted opportunities. 

For everyone who isn't me, I recommend CardHub as a good way to compare and contrast various credit card opportunities.  Be sure to read all the information they thoughtfully offer to you, including the terms and conditions for each card you are considering!  There is some wacky stuff buried in there.

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This page contains a single entry by TeapotJedi published on September 6, 2008 9:39 AM.

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